Insurance premium is an amount paid by the policyholder to the insurance company in return for the risk cover. Every insurance company assesses the risk differently and accordingly decides the premium. So if Company A assesses your risk to be low, they will offer you lower premiums. But if Company B considers you to belong to a high risk profile, then they will offer you high premium amount
http://www.myallagents.com/Why-is-there-a-vast-difference-in-premiums-of-various-term-insurance-plans/details.html
http://www.myallagents.com/Why-is-there-a-vast-difference-in-premiums-of-various-term-insurance-plans/details.html
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